Skip to main content

buy Now,
Pay later!


Flexible Financing

Cyclesmith and PayBright make it possible to own the bicycle of your dreams with all the great accessories you need to maximize your cycling experience. PayBright makes it easy to pay for your purchase with monthly payments over 6 or 12 months at 0% interest.

How It Works

step 1

Select PayBright at checkout

When purchasing in-store, ask our sales staff at checkout to provide you with our PayBright purchase financing option. They will present you with a QR code that can be scanned with your phone which will send you to PayBright’s online application. 

If purchasing online, you will have the option to apply to PayBright when you are viewing the items in your cart.

step 2

Apply Online

After reviewing our PayBright information, you will be directed to an application form. PayBright’s online application is easy to complete and only takes a couple of minutes to complete.

Online Application

step 3

Enjoy your purchase

Once you complete your checkout with PayBright, we’ll process your order. Please note that items from your PayBright application will not be allocated until we can confirm your application has been approved.


View PayBright's Q&A for more details.

PayBright Q&A

Terms and Conditions

*Cyclesmith offers financing with PayBright for online and in-store purchases. Some conditions apply and all transactions are subject to approval by PayBright. Estimated monthly payments amount excludes taxes, shipping, and other fees. Your monthly payment amount, the interest you will pay, and the loan terms available will vary according to your personal credit profile. For further information, visit this page.

**Online financing is not available with in-store pick-ups. Financing applications will be filled in-store only. For in-store financing, a void check is needed.